A story of how Home Credit supports customers beyond credit, helping them build confidence, achieve goals, and create a brighter future.
How Miss Deliciousness Built Her Dreams Through Smart Credit and Resilience
Long before she captivated audiences online with her vibrant personality and Disney Princess-inspired posts, Christy Tabanyag—widely recognized as Miss Deliciousness—was navigating the everyday realities of balancing big aspirations with family responsibilities. Working as a call center agent and serving as a key breadwinner for her family, her path to success was forged through grit, discipline, and practical financial choices.
Throughout her journey, having access to accessible and reliable financing through Home Credit proved to be a pivotal support system during critical moments.
Turning Responsibility into a Financial Safety Net
Christy’s relationship with Home Credit started back in 2017 when she financed her very first smartphone. In an unfortunate turn of events, the phone was lost just two days later. Despite the setback, she remained dedicated to completing her installment payments on time.
That commitment paid off years later during the COVID-19 pandemic, when both her father and grandmother were hospitalized simultaneously. Facing mounting medical bills, Christy applied for a Home Credit Cash Loan. Thanks to her solid repayment history, her application was approved quickly.
"The funds were credited almost immediately, and I was able to use them for my father's and grandmother's hospital expenses," Christy shared.
Investments That Fuel Growth
After managing her emergency expenses, Christy leveraged her good credit standing to take the next step in her career: purchasing her first iPhone XR in 2020 to kickstart her digital content creation.
"It was the first iPhone I ever owned, and it became an integral part of my journey as Miss Deliciousness," she noted. "The support that I received from Home Credit gave me the confidence to feel financially secure while responsibly managing my loans."
The investment yielded strong returns. Equipped with better tech, she produced high-quality content that accelerated her brand’s growth, eventually turning content creation into a full-time career.
Building Credit for the Future
Even with her current financial stability, Christy continues to maintain a healthy credit profile, understanding that disciplined financial management unlocks bigger opportunities over time.
"If you're planning to apply for bigger loans someday, lenders often look at your credit history," she explained. "That's why maintaining a good credit record is something I really value."
For Home Credit Philippines, stories like Christy's highlight the impact of providing accessible financial tools alongside responsible credit education.
"At Home Credit, we are committed to helping Filipinos not only address their immediate needs but also build pathways to their future aspirations through accessible and flexible financial solutions," said Jana Pechouckova, Senior Executive Vice President of Home Credit Philippines. "Christy’s experience shows how responsible use of our products can help customers establish a positive financial track record while working toward their long-term goals."
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