Break Free from the Paycheck-to-Paycheck Cycle with These Smart Money Moves

 For many, payday doesn’t feel like a reward, it feels like a reset button. Money comes in, obligations go out, and by week two, you’re already stretching every peso. That’s why Maya, the #1 Digital Bank in the Philippines, is changing the game. With smart tools and a seamless experience, Maya helps you build financial breathing room and long-term stability—no spreadsheets required.

Here’s how Maya helps you move from just getting by to actually getting ahead:

Make Savings Part of the Plan, Not the Afterthought

Instead of waiting to see what’s left at the end of the month, Maya helps you set aside funds the moment your income hits. Maya Savings offers up to 15% p.a. interest[1], credited daily so your money grows while you focus on everyday needs. No pressure, no lock-in, no guesswork.

Turn Everyday Spending into Real Rewards

Most people separate spending from saving but Maya connects the two. Use Maya for your everyday payments like bills, groceries, shopping, and get rewarded with higher savings interest. It’s a system that works with your lifestyle, not against it.

Keep Your Goals Clear and Organized

Trying to save for multiple things at once? Maya Personal Goals lets you create up to five customized savings pockets, each earning a base interest rate of 4% p.a. Whether it’s for rent, school fees, a trip, or a backup fund, you can stay organized and track progress without mixing up your priorities.

And when you need a financial cushion, Maya offers Easy Credit[2], a built-in revolving credit line of up to ₱30,000 that you can use for emergencies, essentials, or even last-minute bills.

It’s a smart, flexible way to stay on track when life doesn’t go as planned.

One App, Total Control

Instead of bouncing between multiple apps, Maya brings everything—banking, saving, credit, and payments into one clean, intuitive space. You get a full view of your money and fewer missed payments or budget blind spots.

You shouldn’t have to overhaul your lifestyle to feel more secure with your money. Maya is designed to help you make the most of what you have, plan with confidence, and stop living from one cutoff to the next.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.